Key Publications

• Key Documents
• Testimony and Comment Letters
• Legal Briefs
• Fact Sheets

Key Documents
 

• HOUSE RICH, POCKET POOR AND UNDER THREAT: ()
  Improving Access to Affordable Home Repair Financing in New Jersey. White paper analyzing one of the most critical issues facing existing homeowners: the limited availability of affordable home repair financing and quality contracting services.
  By Yahonnes Cleary, NJISJ
  August 2006
• PRESS RELEASE: "HOUSE RICH, POCKET POOR" ()
  Press release for "House Rich, Pocket Poor and Under Threat," NJISJ's home repair white paper.
  By Yahonnes Cleary, NJISJ
  August 2006
• NATIONAL STUDY ON PREDATORY LENDING ()
  Shows New Jersey's law has effectively reduced abusive lending in the state Statement summarizing a national study by the Center for Responsible Lending showing that New Jersey's predatory lending law has reduced abusive lending and lowered the costs of subprime mortgages.
  By New Jersey Institute for Social Justice February 2006
• TOWARD A POLICY FRAMEWORK FOR THE ALLOCATION OF LOW INCOME HOUSING TAX CREDITS ()
  By Alan Mallach, National Housing Institute
  March 2004
• PREDATORY LENDING IN NEW JERSEY: The Rising Threat to Low-Income Homeowners ()
  Report highlighting the destructive impact of the explosive growth of subprime and predatory lending on home ownership in New Jersey's cities.
  By Ken Zimmerman, Elvin Wyly, and Hilary Botein
  February 2002
• NEW JERSEY HOME OWNERSHIP SECURITY ACT ()
  Testimony opposing amendments to New Jersey’s anti-predatory lending law.
  By Ken Zimmerman
  December 4, 2003
• LIHTC SUPPLEMENTAL LETTER BRIEF ()
  Supplemental letter brief on the New Jersey Low Income Housing Tax Credit Allocation Plan
  By the New Jersey Institute for Social Justice, the Coalition for Affordable Housing and the Environment, the Housing and Community Development Network and the New Jersey Public Policy Research Institute
  March 2004
• CIVIL RIGHTS LAW AND THE ADOPTION OF THE 2002 LOW-INCOME HOUSING TAX CREDIT QUALIFIED ALLOCATION PLAN ()
  Friend of the Court Brief regarding application of civil rights law on the NJ Low Income Tax Credit Allocation Plan.
  By the New Jersey Institute for Social Justice; the Coalition for Affordable Housing and the Environment; the Housing and Community Development Network and the New Jersey Public Policy Research Institute
  March 2004

Conference Materials

PROTECTING NEW JERSEY HOMEOWNERS: Preserving Wealth and Preventing Abuse with Affordable Home Repair Financing
July 15, 2005

Agenda
Summary Notes

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