Apply To Our Programs
Donate
Sign Up for Newsletter
REGIONAL EQUITY
Fair Housing »
Subprime Mortgages, Foreclosures
& Predatory Lending †
Foreclosure Prevention Task Force †
Abandoned Property Act †
Urban Home Ownership Preservation †
Location of Affordable Housing Construction †
Asset Building & Financial Services »
Key Publications »

Economic Opportunity
Equal Justice
Legal Advocacy


  REGIONAL EQUITY

Fair Housing

The Institute’s Home Repair Financing Pilot Program in East Orange and its local and state advocacy around predatory lending and the subprime mortgage foreclosure crisis highlight and challenge the lack of access to safe, affordable credit in urban areas, demonstrating that there are responsible, credit-worthy individuals who receive sub-standard financial services because of the neighborhood in which they live.

The inequality of opportunities and resources between New Jersey’s urban and suburban communities forms the frame for many of the Institute’s initiatives:

 

Fast Facts

The projected reduction in property values in New Jersey due to foreclosures is 6.3 billion dollars.
There are 179,873 estimated outstanding sub-prime mortgages in New Jersey.

more
FAQs

Can the Institute help find housing for low-income people?
Does the Institute help with foreclosures?

more
Video




Regional Equity
Testimonials

Urban Homeowners and the "American Dream"

When the Institute became involved in her case, Beatrice Troup was a 74-year-old African-American woman who had lived in her home in Newark for more than 40 years. She owned her home free and clear. She was targeted by a home-repair contractor who convinced her to undertake home repairs that were eventually financed in an amount exceeding $46,000.

more